IVF Cost Calculator
Estimate the total cost of IVF treatment based on your location and chosen options. Get a realistic budget before you start.
How much does one IVF cycle cost?
A single IVF cycle typically costs £5,000-15,000 in the UK or $12,000-25,000 in the USA, including medications. Costs vary significantly by clinic, location, and what's included. Add-ons like ICSI (+£1,000-2,000/$1,500-3,000), PGT-A genetic testing (+£2,500-4,000/$3,000-6,000), and frozen embryo transfers (+£1,500-2,500/$3,000-5,000) increase the total. Most people need 2-3 cycles to succeed.
Calculate Your IVF Costs
Base IVF Cycle
Consultations, monitoring, retrieval, transfer
£4,000 - £6,500
Medications(Required)
Stimulation drugs, trigger shot, progesterone support
+£1,000 - £2,500
ICSI
Sperm injected directly into egg—needed for male factor
+£1,000 - £2,000
Embryo Freezing
Freeze extra embryos for future use
+£500 - £1,000
PGT-A Testing
Genetic testing of embryos for chromosomal abnormalities
+£2,500 - £4,000
Frozen Embryo Transfer
Transfer of previously frozen embryo (future cycle)
+£1,500 - £2,500
Assisted Hatching
Thinning embryo shell before transfer
+£300 - £600
Embryo Glue
Special transfer medium (limited evidence)
+£200 - £400
Most people need 2-3 cycles. Planning for multiple cycles helps avoid financial surprises.
Estimated Total (1 cycle)
£5,000 - £9,000
This is an estimate. Actual costs vary by clinic. Always get a written quote.
What's Usually Included (and What's Not)
✅ Typically Included in Base Price
- • Initial consultation and tests
- • Monitoring scans during stimulation
- • Blood tests during cycle
- • Egg retrieval procedure
- • Sedation/anesthesia for retrieval
- • Sperm processing
- • Embryo culture in lab
- • Fresh embryo transfer
❌ Usually Extra Cost
- • Stimulation medications
- • ICSI (if needed)
- • Embryo freezing
- • Annual storage fees
- • PGT-A genetic testing
- • Frozen embryo transfer cycles
- • Add-ons (embryo glue, assisted hatching)
- • Additional consultations
Ways to Reduce IVF Costs
Compare Medication Prices
Clinic pharmacy vs Fertility2U, Healthcare at Home, or international pharmacies.
Multi-Cycle Packages
Can save 15-30%, but check refund policy if you succeed early.
Consider Regional Clinics
London/NYC prices are highest. Regional clinics often match quality at lower cost.
Treatment Abroad
Spain, Czech Republic, Greece offer quality care at 40-60% less.
Skip Unproven Add-ons
Embryo glue, assisted hatching, endometrial scratch have limited evidence.
Check NHS Eligibility
UK: You may qualify for 1-3 NHS cycles depending on your CCG.
Free: IVF Cost Checklist
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Disclaimer: Cost estimates are based on 2026 UK and USA averages and are for planning purposes only. Actual costs vary significantly by clinic, location, and individual treatment needs. Always obtain a detailed written quote from your clinic.
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